Paying with plastic : the digital revolution in buying and borrowing /

Paying with plastic : the digital revolution in buying and borrowing / David S. Evans and Richard Schmalensee.

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Bibliographic Details
Online Access: Access E-Book
Access Note:Access to electronic resources restricted to Simmons University students, faculty and staff.
Main Author: Evans, David S. 1954-
Other Authors: Schmalensee, Richard.
Format: eBook
Language:English
Published: Cambridge, Mass. : MIT Press, ©2005.
Edition:2nd ed.
Subjects:
Universidad Sergio Arboleda
Credit cards > United States.
Bank credit cards > United States.
Electronic funds transfers > United States.
Electronic commerce > United States.
Consumer credit > United States.
Cartes de crédit > États-Unis.
Cartes bancaires > États-Unis.
Monnaie électronique > États-Unis.
Commerce électronique > États-Unis.
Crédit à la consommation > États-Unis.
Electronic books.
Table of Contents:
  • Plastic cards
  • The star
  • The main characters
  • Other members of the cast
  • Behind the stage
  • The foreign cast
  • The thirteen acts
  • From seashells to electrons
  • The evolution of money
  • Buy now, pay later
  • More than money
  • Dining on the cuff
  • 1958
  • The birth of co-opetition
  • Regulation and stagflation
  • The 1980s' spending and debt spree
  • The 1990s and the rise of the debit card
  • The golden anniversary and beyond
  • From gourmets to the masses
  • The growth and diffusion of payment cards among U.S. households
  • Using payment cards to execute transactions
  • Credit card lending : joys, sorrows, and controversies
  • Credit cards and entrepreneurship
  • Room for growth
  • From Sardi's to Saks.com
  • Getting to be everywhere you want to be
  • Getting cheaper and better
  • Not everywhere yet
  • Paying for plastic
  • It takes two to tango
  • Multisided platform economics 101
  • Business models in multisided platform markets
  • Multisided platforms and price setting in payment cards
  • Co-opetition and the payment card ecosystem
  • The co-opetitives
  • Cooperation, the tragedy of the commons, and the role of rules
  • The co-opetitives, the go-it-alones, and payment card ecosystems
  • System wars
  • Weapons of war
  • And they don't take American Express
  • Master the possibilities
  • The card that is just like a check
  • Issuer brawls
  • Who are the players?
  • Product variety and market segmentation
  • Competitive strategies
  • Market structure
  • Market performance
  • Debit issuance
  • Backroom battles
  • The evolution of the payment processing business
  • Who's who in the back room
  • Market structure and performance
  • The antitrust wars
  • Harm to competitors or harm to consumers?
  • Who's in, who's out?
  • Who pays for plastic?
  • Square pegs and round holes
  • On the brink
  • Technologies from the exotic to the merely smart
  • E-commerce, e-payments, and m-commerce
  • Shaking up the marketplace
  • And they don't take cash.

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